
Landlord Insurance for Short-Term Rental Owners
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Why Obie?
Obie is reinventing the insurance process for landlords and rental property investors. Whether you're a seasoned investor or just starting out, Obie makes requesting a quote and getting coverage simple, affordable, and transparent.
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Simple: Obie’s simple quote request process will match you with the right insurance for your rental—they’ll do the shopping for you so you don’t have to get multiple quotes.
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Affordable: Get the coverage you need to protect your investment and save some money for your future investments.
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Transparent: Obie’s entire process is straightforward. Just answer a few property questions and they will get you covered.
This is different from a homeowners policy, which may not cover you if you are renting out the property. Investment property insurance is designed for owners of rentals and typically provides property and liability protection, as well as rental income loss.
To ensure you’re adequately protected, in the event of a claim, having an investment insurance policy will give you the best chance of mitigating potential losses.
Why Do You Need Investment Property Insurance?

Instant insurance built for landlords and real estate investors.
Obie streamlines landlord insurance, offering instant quotes in all 50 states. Getting a quote and purchasing a policy online is faster than ever before, making it easy to get covered and protect your investment.
Protect Yourself and Your Investment

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How is Air Hostd different from other vacation rental managers?Air Hostd integrates proven strategies, specialized teams, and cutting-edge technology to offer essential services throughout each phase of vacation rental ownership. We are committed to assisting you from the initial steps of establishing your rental, through the daily management challenges, and onto the scaling or optimization of your property portfolio.
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How do I know if my property is a good fit for Air Hostd?The quickest way to find out if your home is a good fit is to see if you qualify. Simply provide details like your property type, its location, and what percentage of the year it will be available for guests to book.
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How much does Air Hostd charge?We have a clear and competitive pricing policy. You’ll get 75% of the room revenue generated. The cleaning fees are paid for by the guest on top of the room rental rate. You pay $0 for cleaning, laundry or restocking guest amenities. No upfront payments and no hidden fees Simply no strings attached
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What is the difference between full & half-service management?Air Hostd provides an end-to-end hosting solution tailored to your unique property. Our program is specifically developed for owners that do not live in Rhode Island or have the time to manage their Airbnb. Half-service managers offer lower fees in exchange for sharing the duties of hosting with the owners. For example, owners must arrange for their own cleaning & maintenance after each guest, take the trash cans in and our each week, deal with the landscaper, pool service, late night guest issues and even pay an amenity restocking fee after each booking. This can be anywhere from $10-$100 depending on the listing size. The best option for you depends on your lifestyle & goals. Those that live nearby or have plenty of daily free time may benefit from some of our competitors . Owners that cannot find time or simply just do not want to deal with the complexities of dealing with the public are more aligned with what Air Hostd has to offer.
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How do I get started with Air Hostd?The first step: fill out a quick form with details about your property or investment plans to see if our services are a fit for your financial goals. Once you do, we’ll quickly be in touch with next steps.
